BUSINESS LIABILITY
BUSINESS LIABILITY INSURANCE IN OHIO
With the day-to-day uncertainties of business management, liability insurance is something you cannot do without. Accidents happen – on-site, off-site, with employees, and with customers – no matter how much you’ve planned. It is a critical part of any insurance portfolio, regardless of your industry. From mom-and-pop LLC small businesses to large corporate entities, business liability insurance is essential to all companies regardless of size.
WHAT BUSINESS LIABILITY COVERS
Liability insurance can help cover medical expenses, attorney fees, and damages you are legally responsible for. It can also offer protection against situations that may not have even crossed your mind. For example, any individual or business providing an opinion, making recommendations, designing products/solutions, or offering a service is at risk for a professional liability lawsuit. The insurance company can help with defense costs, regardless of fault, as well as protection for judgments, court costs, and more.
Rolland Insurance Solutions offers great basic plans that can be easily customized with a wide variety of options so you can select the coverage you need. We understand that you need complete business protection, not one-size-fits-all coverage. Whether you're a handyman, security guard company, commercial cleaning service, or any other local business, we offer coverage options that are uniquely tailored to your needs. Our agents will work with you to determine the right type of commercial liability insurance you need for every stage of your business.
ADDITIONAL BUSINESS LIABILITY COVERAGES
You can enhance a basic policy with additional commercial liability insurance options, known as endorsements, that meet the specific needs of your business.
Hired and Non-owned Auto Liability Insurance
Provides auto liability coverage for short-term auto rental or for employees using their personal auto during the course of business.
Umbrella Policies
Extends coverage over and above your other liability coverage. Designed to protect against unusually high losses when the policy limits of one of the underlying policies have been used up.
Product and Completed Operations Liability Insurance
Provides protection for bodily injury and property damage that occurs away from your premises that are caused by your products or your work. The amount of coverage and the level of risk depending on your business type.
Employment-Related Practices Liability Insurance
Covers wrongful termination, wrongful refusal to employ, invasion of privacy, or defamation claims made by your employee against you, the employer.
Directors and Officers Liability Insurance
Provides coverage for situations where a poor decision was made by a company’s board of directors or officers resulting in a claim for damage. Coverage can be provided for condominium associations, golf courses, and churches.
Liquor Liability Insurance
Protects you against claims for injury sustained by reason of you selling, serving, or furnishing any alcoholic beverage during the course of your business operations.
Fire Legal Liability
Provides coverage for fire damage to premises you rent or occupy with the landlord’s permission. You must have been negligent in causing the fire for this coverage to respond.
WHAT OUR CUSTOMERS SAY
Barbara G.
Rolland Insurance Solutions is a great group. Quick to respond to all your needs. Very pleasant and kind people when dealing with your inquiries and claims. Have been with them for many, many years and they never disappoint in their service.
Jeff B.
I've been with Rolland Insurance Solutions for many years and have always had friendly and efficient service. Every few years we'll review my policies to make sure they are giving me the best value and meeting my families needs.
Susie C.
Been with Rolland Insurance Solutions for years. Always friendly and very helpful. When I call with questions, they answered them quickly and they are always looking out for you.
Judy H.
Everyone at Rolland and Associates are most helpful, and they make sure we get wonderful coverage for the best price.
SWITCHING IS AS EASY AS 1-2-3
STEP 1:
REQUEST QUOTE
Complete the information on the Quote Page to request a quote. One of our agents will review and respond to you quickly with additional questions.
STEP 2:
COMPARE US TO THEM
You'll receive your completed comparison quote from us shortly. Review our coverage and pricing with what you have now. Your agent will reach out to review and answer questions.
STEP 3:
SAY GO
Once you like the quote, let us know. We will handle everything from there for you. Including setting up your new policy and canceling your old one.